WELCOME
Home
Harris County Federal Credit Union provides affordable mortgage solutions and excellent service to our members.
We offer a wide range of mortgage programs, including:
About our Mortgage Partnership
What to Expect
Complete a preapproval application and gather your pay stubs, bank statements, and 2 years of tax returns.
Mortgage Resources
Contact Us
Apply today to make your dream home a reality!
Contact a Real Estate Agent and provide them with your pre-approval letter along with a list of your wants/needs in a new home.
We will send you the loan estimate and early disclosures. Then we can move forward with underwriting the loan and ordering the appraisal.
Once you've found the perfect home and your offer has been accepted, you'll need to sign a Purchase Agreement so we can begin the financing process.
After the appraisal comes back and all conditions are met for underwriting, your loan will be clear to close.
All documents will then be finalized and your closing date will be scheduled!
On closing day, all final documents will be signed. Congratulations, you're a homeowner!
*Every mortgage is unique. This step-by-step process is simply to serve as a general outline of what you can expect during the mortgage process. We make no guarantees in regards to timelines, required documentation, approval, etc.
*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Harris County Federal Credit Union. Denise Dixon, NMLS #1295994 and Todd Cholevik, NMLS #469738 are authorized to act as agents of Harris County Federal Credit Union (1400 Franklin St., Houston, TX 77002 | (713) 755-5160 | NMLS ID: 458547) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.
*Loan Officer is authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.
If you have questions and want to talk about your specific situation, call our expert Mortgage Consultants from Member First Mortgage today:
*Denise Dixon and Todd Cholevik are authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.
Mortgage Consultant
Mortgage Consultant